Your original question was, which is better stock.
I have been running a 16 twin, haven't had any of the OHV's on our short track that had anything for me.
But I haven't run against a "built" OHV, and they tell me parts for them are high.
So if your going to stay with stock motor, I'd say the twin.
If your planning on mods later, which sounds like you are, prolly OHV is best.
However, you can modify an opposed twin with stock parts.....