Actually it's real simple process Lloyd! You're already there if you got the photos on Photobucket, you just have to scroll down the page a little and tell it to cut the code for you, then copy and paste it here. Once pasted to the reply form, click preview so you can see which one is which as you're loading things up, and add your text between pictures.
And... That statement about not being computer literate is why I threw the tutorial together! A lot of folks are scared of it, and it really is easy to do dude.
So is using capital letters where they are supposed to be in the English language!